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 Assets and debts and other accumulated wealth mydepression-help.com be considered to understand one's mental health because they influence quality of life over time. Researchers acknowledge limitations of previous studies regarding mental health, that did not take into account net worth . The previous studies focused on Socioeconomic Status (SES) as a measure which influences the state of mind , rather than considering net worth. The importance of net worth (Wealth and debt) has been growing and these aspects must be considered to fully be aware of the mental health .As the amount of debt that individuals have steadily increased  and those who have a significant amount of debt might experience more anxiety and worry about their future, which then causes increased stress, anger and irritability . Particularly, debt could result in a cumulative disadvantage, which means that one cannot manage poor mental health. They might not be able to maintain their social networks, which is damaging because social support is vital for mental health .